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adhebert8

Doing the process in-between calendar years?

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I have health coverage through HealthSmart and they cover weight loss surgery under medical necessity. They require a 6 month supervised diet. My diet won't "start" until my first dietician appt on Sept. 2. So that means I would have my surgery March/April. I am curious on how this work for the deductible and yearly out-of-pocket expensive. Should I wait and try to do all my pre-op thing in 2017 so it goes towards my deductible then or?

Of course, I plan on talking to the financial/insurance person during my appt in Sept but was curious for other people's experiences.

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I had co pays in 2012 for my nut and psyc.  Surgery was early 2013 and I started over with deductibles.  Co pays related to wls in 2012 was less thN $200.  I more than met my deductible in 2013!  

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