Lindsay, insurance may cover a TT/panniculectomy if you have chronic rashes or cellulitis under the pannus (that big ass blob of skin/fat that hangs down). Check with your insurance company to see what their medical policy is for cosmetic and reconstructive for panniculectomy. Since WLS has become so popular, insurance companies are having to deal with this more and more. I got my TT and thigh lift covered. I had a hernia and chronic rashes that I needed oral antibiotics and antifungals. Plus, I made sure my PCp knew what the policy said and what had to be documented in my record. That's part of the problem. What I have seen for documentation from doctors has been pure crap. This is a huge reason why things get denied by insurance. The doctor just blames the insurance company but he/she should look a little harder at their crappy notes. They won't pay for my arms but I'm going to have that done the end of this year when I have the abd incision revisied. I have an area that needs to be cleaned up a little. Since my ins paid for the original surgery, they have to cover any revisions. Sue
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