Hello all, So I just got the terrible news WLS is not covered under my insurance plan. I am racking my brain trying to figure out if this is my only option. If I can try again for the 100th time diet and exercise or if I can stomach taking out a loan for close to $20k. My husband has been extremely supportive and thinks if it will make me happier and healthier than we do it. I look at it as a car payment and just don't know what to do. If you did finance your surgery did you do a private loan through a credit union, something like care credit, or through the surgeon? Does anyone have experience with this. I just don't know what the best option is. Help please!!