Still Waiting - ThinnerTimes

Melody · 08-12-2004, 01:43 PM

Hello Everyone...

I just wanted to let you all know I am still in the waiting game in case you wondered what happened to me. haha.. Karen was wondering where I disappeared to. Also, it has been really hectic at work. We just had a huge lay-off Tuesday, thank God I wasn't affected but it was still hard to sit through it not knowing and seeing people packing up their stuff.

My paperwork was submitted to insurance July 28th. I haven't heard anything yet, so hopefully soon. I will keep you all posted!

Melody
(pre-op Dr. Callery)

Americanwoman397 · 08-12-2004, 01:55 PM

Call your insurance company and see what they tell you. That is what a lot of us have done and found out we were approved. Good luck and I'm glad to know you are doing good. Hang in there it will all come through.

bridgetgirl · 08-12-2004, 03:04 PM

Good to hear from you... call em and let us know what the status is...... good luck!

Bigbaldbuddie · 08-12-2004, 04:45 PM

What type of work do you do?

Melody · 08-12-2004, 05:01 PM

Hi Gerry!
I work for a large medical device company. I am a Document Control specialist.. (fancy title huh? , but I what I actually do is process documentation for engineering)

Melody
(pre-op Dr. Callery)

watergirl · 08-13-2004, 05:55 AM

Please call your insurance company. I called mine and they told me that I was approved before Leslie called me. You'll feel much better! I'm praying for a date for you soon! Hang in there!

Karen Wright · 08-13-2004, 06:43 AM

Girl, it won't be long now?? Are you ready?

Melody · 08-13-2004, 12:22 PM

I'm anxious to start this journey. I just keep praying about it. I have a couple obstacles that I worry about. I have a mass on my ovary that they want to see whats going on with first and then also I worry what my portion of the hospital cost is and if they expect that up front. Anyone know about that? I have Cigna PPO, I spoke with them and they said my out of pocket maximum is $2300. I guess I will try not to worry about that stuff until after i get approved. I know things will work out. I truly believe God led me to this Dr. and this group. You are all wonderful and I feel in my gut this is what I am suppose to be doing.

Melody
(Pre-Op Dr. Callery)

pambragg · 08-13-2004, 12:25 PM

Melody, as far as the cost goes, I had to pay my co-payment of $250 upon admission. You really should call your insurance and see what is going on, it will ease your mind. You will do great and come thru with flying colors!

bridgetgirl · 08-13-2004, 02:24 PM

Your OOP, out of pocket is $2300, which means that when you spend a total of $2300 of your money on your medical bills, then the insurance will start covering at 100%.. for example right now, you may have a co pay for office visits but labs, xrays, surgery, hospital stays and diagnostic testing may be covered by a certain percent, leaving you with a fraction of the cost to pay...(out of your pocket) like your insurance pays 80% and you have to pay 20% for those tests... if you have a 20% percent copay on hospital stay and inpatient surgery you will have to come up with around $1100-$1200, the hospital will make payment arrangements if you need the help... I hope this info helps you. I deal with insurance authorizations and benefits through my employer, a surgeon himself.. so I can help you understand if you need more assistance. Talk to you later sugar pea... I come home tomorrow... sweet home California... yahoo!

P.S. You will always have copays for office visits even when you have met your OOP, copays are not subject to your OOP. And for at least 3 months, while you follow up post operatively with Dr. C or Dr. P you wont have a copay, after surgery co pays are waived for 3 months.