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07-20-2004, 10:32 AM
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#1 (permalink)
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Member
Join Date: Apr 2004 |
Location: Temecula, Ca. |
Age: 38 |
Posts: 93 |
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Insurance Question
Quick question, I want to call my insurance to see what my portion of the hospital cost is going to be. What do I say? Is it ok to do this even though I haven't been approved yet?
Thanks,
Melody
(Pre-Op Dr. Callery)
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07-20-2004, 10:40 AM
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#2 (permalink)
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TT Master
Join Date: Jun 2004 |
Location: San Diego |
Surgeon: Dr. Charles Callery <3 |
Age: 52 |
Posts: 2,783 |
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Melody,
I don't see what it would hurt to ask the question.
__________________
Kim
On the road of life, it's not where you go, but who's by your side that makes the difference.
Wherever you go....there you are.
Wrinkles only go where the smiles have been. - Jimmy Buffett 
Lap RNY 8.9.04
266/130
Start BMI 41.6
Current BMI 19.9 I'm finally NORMAL! No longer Morbidly Obese, Obese or Overweight!
Myspace: My URL
http://www.myspace.com/h2o_woman
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07-20-2004, 10:45 AM
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#3 (permalink)
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Senior Member
Join Date: Apr 2004 |
Location: on the side of a hill in Lakeside |
Age: 62 |
Posts: 755 |
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Calling the insurance company
Quote:
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Originally Posted by Melody
Quick question, I want to call my insurance to see what my portion of the hospital cost is going to be. What do I say? Is it ok to do this even though I haven't been approved yet?
Thanks,
Melody
(Pre-Op Dr. Callery)
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Sure Melody, you can call them, in fact, Leslie advises you to do that when you have your consult with Kelly, then see her... It wouldn't hurt a thing for you to call, and if it will ease your mind, go for it girlfriend!! 
Just tell them you're preparing for WLS and would like to know, once you're approved, what your portion, if any, the hospital cost will be... simple as that... 
Good Luck!!! |
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07-20-2004, 02:22 PM
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#4 (permalink)
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TT Master
Join Date: Apr 2004 |
Location: Lancaster, PA (Born & raised in San Diego til 1/4/08) |
Surgeon: The Great Charles Callery MD |
Age: 36 |
Posts: 7,919 |
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Calling your insurance co
Do you know what specific questions to ask? If not I may be able to help.
When you call tell them you are checking your benefit information.
1. What is your deductible?
2. What is your out of pocket?
3. What is your in-hospital procedure co pay?
These are questions to answer, some may apply and some may not, but this will get you on the right track. When you get these answers and you still have questions understanding those responses, I can help.
__________________
J.Bridget Fisher aka koi-pea
2/9/04 lap 5'11"
298/172
Find me on face book using this email; bridgetgirl@msn.com
"People will argue with you that getting what you want in life isn’t something you can learn, if you’re destined to be one of the worlds winners as opposed to one of its perpetual whiners, its because you have been born with the right talents and temperament and have a big dose of self-esteem, ambition, and good judgment." Kate White
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07-20-2004, 02:29 PM
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#5 (permalink)
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Member
Join Date: Apr 2004 |
Location: Temecula, Ca. |
Age: 38 |
Posts: 93 |
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Awesome, thanks you guys! Thanks Bridget for the lingo. I will give them a call.
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07-20-2004, 07:34 PM
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#6 (permalink)
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TT Master
Join Date: Jun 2004 |
Surgeon: Dr. Charles Callery- my hero |
Age: 38 |
Posts: 5,513 |
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Melody,
My HR department gave me the information of my deuctible for the hospital which was $1500.00 for 3 days. Leslie told me the amount I needed for the actual surgery which was nothing. I was overjoyed. If you don't want to ask your HR dept., I would call your insurance company so there are no surprises.
Good luck
__________________
Blueyz
Open 7/14/04 w/Dr. Callery 4 years out
239/ 103/125 below Goal fluctuating between 108-115
BMI 18.8~Dr. C is ok with my weight...yeah
Official Scale Whore # 27 (Recovered..I threw mine out!!)
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07-20-2004, 10:06 PM
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#7 (permalink)
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Newbie
Join Date: Apr 2004 |
Location: Birdland (Serra Mesa) |
Posts: 28 |
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Re: Insurance
On the front of my insurance card is specific information re: copay; hospital admin, etc. By each of those entries is a $ amount. At Hospital Admin-$100, it turned out to be $100 per day. When Leslie called me re my surgery date, soon thereafter the Insurance company called to tell me my copay would be $100 per day. Also there should be a number on your card, mine in on the back, that provides numbers to call anytime re questions.
I had my surgery on 7/14/04; and like so many of you, I am doing well and feel pretty darned good. Would I do this again if I knew what the experience is like? Yes, in a minute. Thanks to all of you for asking the questions and answering in this forum...some of us do well by reading and learning from your experiences.
Barb C.
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07-21-2004, 04:13 PM
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#8 (permalink)
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Senior Member
Join Date: May 2004 |
Location: Downtown San Diego with my Love |
Age: 40 |
Posts: 410 |
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Cost to you
You will be contacted by Pomerado the week before your surgery by the admissions dept. They will want you to come into the hosp to sign some papers. They might have the info for you also.
The lady who helped me was Anita in admissions.
__________________
 Gerry - July 6th, 2004/Open
Dr. Callery
360/209/167
Before/now/Target weight (per MetLife chart)
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07-21-2004, 05:24 PM
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#9 (permalink)
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Member
Join Date: Apr 2004 |
Location: Temecula, Ca. |
Age: 38 |
Posts: 93 |
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Thanks Everyone! I'll call and check it out!
Melody
(Pre-op Dr. Callery)
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07-21-2004, 10:29 PM
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#10 (permalink)
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Senior Member
Join Date: Apr 2004 |
Location: Glendale, AZ |
Surgeon: Dr. Callery |
Age: 36 |
Posts: 682 |
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Barb C.
Glad you are doing so well. Take care!
__________________
~Karen
Open RNY 04/13/04
313/230/158 (still pushing for that goal!)
"Don't take yourself so darn seriously!" Rule # 62
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