Do you have any co-morbidities, i.e. diabetes, sleep apnea, etc.? With a co-morbidity and your bmi, you should be ok, but if you don't have any co-morbidities, your bmi has to be at 40 or above. Mine was just over 40 and I was approved within a week of submitting to anthem. My surgeon's office told me that anthem was the easiest insurance from which to get approval.
