julescaroline

I'm new to the forum but not new to bypass. i had mine in 2004 and have had a few nagging complications, but otherwise I'm ok, physically that is. I'm having a problem w/ health insurance. My husband's company doesn't offer spouse only coverage, and for family coverage, we loose 80% of his income, so that's out. My company doesn't offer insurance at all. So I've had the daunting task of buying it privately, only I'm getting rejected b/c of my bypass surgery. Any tips?

Hawaiianese Girl

I'm so sorry about what you're going through. I'm also sorry that I don't have any suggestions to offer, just some sympathy. I know exactly what you're going through. I was in the same position as you not long ago and I either couldn't get coverage or was going to be charged $10,000 for the down payment, or whatever you call it, and about $300 a month just for independent insurance, because I have a pacemaker. Now I have a pacemaker AND have had the bypass so I definitely wouldn't be able to get any ind. insurance now. I also was laid off my job as of 7/25 so I'm without medical insurance again. I'm hoping and praying that I find a good job with benefits, soon and I'll also say a few prayers for you.
All I can say is that you're probably going to have to go without any insurance, pay out the ass for some insurance, or get a new job that offers it. Good luck darlin!

__________________
~*Mahealani*~
As of 11/26/08.....


My Stats:
Started / Now / Goal
300 / 242 / 150
Surgery Date: 3/31/08
5'3" 32 y/o

Danita's Stats (My Partner):
Started / Now / Goal
250 / 152 / 130
Surgery Date: 3/24/08
5'1" 32 y/o

lmwisern

Im so sorry for your troubles with insurance. I don't think there are any "Tips" when it comes to insurance companies. They dictated everything in healthcare. I wish I had the magic answer for you. Just don't give up.--Lisa

__________________

~*~Lisa~*~

Scale Whore # 38

Date of Surgery: Sept. 15, 2008
LAP RNY
Start Weight/Current Weight/Goal Weight
351/286/130

"I found that I could find the energy... that I could find the determination to keep on going. I learned that your mind can amaze your body, if you just keep telling yourself, I can do it...I can do it...I can do it! "
— Jon Erickson

A Subby's Wife

__________________
~ Toi ~

Highest/Surgery/Current/My Goal
303 / 284 / 245 / 165

Lap - RNY
9/29/08 - My new birthday

Gym Rat #117
Scale Ho #25

mistymee

Perhaps contacting your state dept. of health for assistance in locating an insurance company that might help you?

Just a thought. Good luck..

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jupiter

sorry to hear about ur insurance its different for me being in the UK we dont have to have insurance so its a blind spot for me but i hope u get it sorted hun we go thru enuff after the op without having to worry about other things
take care xx

Godsblessedme

i hate hearing this! i am so sorry for you and you too M i cant believe we live in a "great" country of America and yet not everyone is able to have healthcare! that chaps my butt!

i wish you the best i would consider paying for an office visit and let him know you have no coverage and what would he suggest as far as tests

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Deborah
Highest weight 268
Surgery Date: 12/18/07 Lap RNY
Down 83 pounds (12/8/08)

Gina in NY

See if there is any legal remedy, but I thought there was a 5 year time limit - like, after 5 years, most insurance companies would take you...

I agree, I would call the state and see if they can help you.

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TT Gym rat club member #5