I have BC/BS of MI....No 6 month diet for me but I believe it depends on your BMI. I called myself and asked what was covered as soon as I made the decision to have surgery. It was still about 5 months before my day of surgery just because of the preop stuff and education day and etc. But I paid very little out of pocket so in the end it was a win win for me

Hell I wouldve eaten more then the deductible I paid in the last 7 months LOL
Good Luck!!
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First Consult Nov 08.....310 lbs
RNY April 6 '09.......290
Current.......193 (9/25/09)