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Insurance Discuss insurance topics for the gastric bypass and Lap Band® operations.

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Old 05-12-2008, 03:01 PM   #1 (permalink)
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Default Denied on May 9th

Happy Mother's Day to me!!

I just found out that I was denied. I called my insurance company and they couldn't tell me why..so, I'm waiting for Dr. Jawad's office to call me and tell me what I have to do to get to YES! I have done everything that I was requested to do, by my insurance company....so, WTF. They claim that its not medically necessary. I currently have HB....I guess I need to have Diabetes too? Well, I have news for them....its coming.

Venting just a little......cause I feel like crying!!
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Still looking for the real me & I know that I'm in there somewhere! I'm going to find her soon.

GYM RAT #106
Lap-RNY
4/23/08 ~Waiting for Insurance Approval
5/09/08 ~ Denied!!!!
5/29/08 ~ Appeal Denied! (Aetna shows NO paperwork from my doctor, so I have only been denied 1 time)
10/10/08 ~ Sent Appeal off to Aetna (waiting again).......Aetna got the paperwork 10/20/08
10/28/08 ~ Received a letter from Aetna....denied again on 10/23/08
10/28/08 ~ Hired a Bariatric Attorney
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Old 05-12-2008, 03:14 PM   #2 (permalink)
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I was denied too on my first try. My clinic did a peer-to-peer review with the insurance dr who denied me and then got approved. FIGHT IT! Keep on fighting it. They want to see how much you want this!
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Lap RNY 4/21/08
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Month 1: 24 pounds
Month 2: 14 pounds
Month 3: 10 pounds
Month 4: 12 pounds
Month 5: 11 pounds
Month 6: 11 pounds

week 27: 158
week 29: 156
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Old 05-12-2008, 03:22 PM   #3 (permalink)
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Fight for yourself!!!! Make the insurance tell you why you are denied. They are there for you. Your doc will most likely step up to bat for you as well. Don't take no for an answer you can appeal. Good luck.
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Old 05-12-2008, 03:37 PM   #4 (permalink)
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I'm so sorry.
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Onederland-07/29/08
Lost half of my desired weight loss: 9/20/08
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Old 05-12-2008, 03:58 PM   #5 (permalink)
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Quote:
Originally Posted by soon2bthin View Post
Fight for yourself!!!! Make the insurance tell you why you are denied. They are there for you. Your doc will most likely step up to bat for you as well. Don't take no for an answer you can appeal. Good luck.
I did ask why.....many times and she said that the only thing in the "notes" was...not medically necessary. Well, I really need to know what that means. She did however take me to a website for Aetna that tells me what I have to do to qualify for the surgery...I told her, all of this is done & turned in! I did ask her if I have the right to appeal this....she said, yes!

I have called Dr. Jawad's office and left a message for the nurse or someone to call me back tomorrow.....maybe they can better enlighten me as to why I was denied.
__________________


Still looking for the real me & I know that I'm in there somewhere! I'm going to find her soon.

GYM RAT #106
Lap-RNY
4/23/08 ~Waiting for Insurance Approval
5/09/08 ~ Denied!!!!
5/29/08 ~ Appeal Denied! (Aetna shows NO paperwork from my doctor, so I have only been denied 1 time)
10/10/08 ~ Sent Appeal off to Aetna (waiting again).......Aetna got the paperwork 10/20/08
10/28/08 ~ Received a letter from Aetna....denied again on 10/23/08
10/28/08 ~ Hired a Bariatric Attorney
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Old 05-12-2008, 03:59 PM   #6 (permalink)
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Quote:
Originally Posted by AmityA View Post
I was denied too on my first try. My clinic did a peer-to-peer review with the insurance dr who denied me and then got approved. FIGHT IT! Keep on fighting it. They want to see how much you want this!
Trust me....I'm ready for this fight! I'm not going to give up that quickly.

I just need to know the next step....so that I can get to YES/APPROVED!
__________________


Still looking for the real me & I know that I'm in there somewhere! I'm going to find her soon.

GYM RAT #106
Lap-RNY
4/23/08 ~Waiting for Insurance Approval
5/09/08 ~ Denied!!!!
5/29/08 ~ Appeal Denied! (Aetna shows NO paperwork from my doctor, so I have only been denied 1 time)
10/10/08 ~ Sent Appeal off to Aetna (waiting again).......Aetna got the paperwork 10/20/08
10/28/08 ~ Received a letter from Aetna....denied again on 10/23/08
10/28/08 ~ Hired a Bariatric Attorney
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Old 05-12-2008, 04:22 PM   #7 (permalink)
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Quote:
Originally Posted by Native2u View Post
I did ask why.....many times and she said that the only thing in the "notes" was...not medically necessary. Well, I really need to know what that means. She did however take me to a website for Aetna that tells me what I have to do to qualify for the surgery...I told her, all of this is done & turned in! I did ask her if I have the right to appeal this....she said, yes!

I have called Dr. Jawad's office and left a message for the nurse or someone to call me back tomorrow.....maybe they can better enlighten me as to why I was denied.
At my surgeon's office they do ALL the appealing and have lawyers for free to help you so you don't have to do anything...except get more tests or whatever. You should see if they have that at your office.
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Surgery Date (Lap RNY)-06/23/08
Onederland-07/29/08
Lost half of my desired weight loss: 9/20/08
Height: 5'3"
My Weight Loss Graph
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Old 05-12-2008, 04:31 PM   #8 (permalink)
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Yeah, Keep fighting...and while you do, hum along to Amy Winehouse:

"Well Sometimes I Go Out, By Myself, And I Look Across The Water.

And I Think Of All The Things, Of What You're Doing, And in my head I Paint A Picture.

Since I've Come Home, Well My Body's Been A Mess, And I Miss Your ginger Hair, And The Way You Like To Dress.

Oh Won't You Come On Over, Stop Making A Fool Out Of Me, Why Dont You Come On Over, Valerie."


When I see your posts...I sing this song in my head!

Everything's gonna work out--just keep up the fight!

-Mike
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Open RNY - September 24th

198 pounds GONE, BABY, GONE!

BMI: 63 (was) / 31 (is)

Countdown to goal: 206 205 204 203 202 201 200 199 GOAL!
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Old 05-12-2008, 06:31 PM   #9 (permalink)
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Quote:
Originally Posted by BabyNicole View Post
At my surgeon's office they do ALL the appealing and have lawyers for free to help you so you don't have to do anything...except get more tests or whatever. You should see if they have that at your office.
GREAT idea.....I'll be asking them.

Thanks!
__________________


Still looking for the real me & I know that I'm in there somewhere! I'm going to find her soon.

GYM RAT #106
Lap-RNY
4/23/08 ~Waiting for Insurance Approval
5/09/08 ~ Denied!!!!
5/29/08 ~ Appeal Denied! (Aetna shows NO paperwork from my doctor, so I have only been denied 1 time)
10/10/08 ~ Sent Appeal off to Aetna (waiting again).......Aetna got the paperwork 10/20/08
10/28/08 ~ Received a letter from Aetna....denied again on 10/23/08
10/28/08 ~ Hired a Bariatric Attorney
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Old 05-12-2008, 06:33 PM   #10 (permalink)
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Join Date: Aug 2007
Location: East Coast of Florida
Surgeon: Dr. Jawad ~ Ocala
Age: 39
Posts: 230
Default

Quote:
Originally Posted by fisher1000 View Post
Yeah, Keep fighting...and while you do, hum along to Amy Winehouse:

"Well Sometimes I Go Out, By Myself, And I Look Across The Water.

And I Think Of All The Things, Of What You're Doing, And in my head I Paint A Picture.

Since I've Come Home, Well My Body's Been A Mess, And I Miss Your ginger Hair, And The Way You Like To Dress.

Oh Won't You Come On Over, Stop Making A Fool Out Of Me, Why Dont You Come On Over, Valerie."


When I see your posts...I sing this song in my head!

Everything's gonna work out--just keep up the fight!

-Mike

Thank you Mike!

My hubby was like......what do "WE" need to do to get to "yes". Hey, at least that he is going/willing to fight with & for me.
__________________


Still looking for the real me & I know that I'm in there somewhere! I'm going to find her soon.

GYM RAT #106
Lap-RNY
4/23/08 ~Waiting for Insurance Approval
5/09/08 ~ Denied!!!!
5/29/08 ~ Appeal Denied! (Aetna shows NO paperwork from my doctor, so I have only been denied 1 time)
10/10/08 ~ Sent Appeal off to Aetna (waiting again).......Aetna got the paperwork 10/20/08
10/28/08 ~ Received a letter from Aetna....denied again on 10/23/08
10/28/08 ~ Hired a Bariatric Attorney
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