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Insurance Discuss insurance topics for the gastric bypass and Lap BandŽ operations.

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Old 04-04-2008, 01:20 PM   #1 (permalink)
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Default Blue cross/blue shield insurance

I have Highmark BCBS insurance. I have 43 bmi and i am type II diabetic. Anyone have problems get approaved with this type of insurance.
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Old 04-04-2008, 02:27 PM   #2 (permalink)
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they are covering me 100%, of course, I do pay a good premium for that..and am in a large municipal pool of folks in my insurance group ( wife works for city HS) So, BCBS of Vermont are my best friends


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Old 04-08-2008, 11:46 AM   #3 (permalink)
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The only problem I had with Highmark was that I hadn't done a 6 month, MD sponsered, weight loss program in the previous 2 years. The other 3 I did throughout my life didn't count. I met all the other criteria. I started doing to while I appealed but lost the appeal. Once I finished the 6 month thing, it was resubmitted and approved. I started the process by being seen by the bariatric surgeon on 5-13-04. It was submitted to insurance sometime end of June, begining of July, got denial in July. Went thru the 6 month thing, resubmitted end of Feb was denied again because the 6 month documentation did go with the old stuff. Resubmitted together and finally got notified on 4-8-05 that I was approved. Had surgery on 5-11-05. Was it frustrating? Hell yeah, but it did give me time to work on some of the lifestyle changes and I don't regret the wait one bit. Your BMI alone should qualify but they do look at weights for the last 5 years. If it's been above 35, and you have been treated for DM that whole time, you should meet that requirement with no problems. Just make sure you have a 6 month diet with your MD. You may want to find out if your surgeon is considered and Center of Excellence. I work for BCBSNC, and if they are a COE, we don't do med necessity reviews. If they say you are a candidate, we authorize because they follow the same guidelines that we do. Hope this helps. Sue
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Old 04-10-2008, 11:33 PM   #4 (permalink)
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Quote:
Originally Posted by wendel34 View Post
I have Highmark BCBS insurance. I have 43 bmi and i am type II diabetic. Anyone have problems get approaved with this type of insurance.
Hi, I also have Highmark BCBS. I'm still pre-op, but my stuff should be getting submitted to insurance next week. From what the staff at Magee Hosp. tell me, Highmark BCBS is very quick about approving. Of course, this is dependent on following the guidelines, like the 6 month supervised diet. Also, you can't gain weight during the 6 month diet (there's someone else on here who is having a problem with BCBS because of that).
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