Quote:
Originally Posted by SecretAgentWoman
I'm looking and looking, but I'm not finding any insurance plans that don't specifically exclude bariatric surgery.
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It seems to me that many of the insurances exclude bariatric surgery outright,when you first look . However if you look harder, there is a codicil. This is how my plan words it in their exclusion list:
Services or supplies in connection with weight loss, except for one surgical treatment per lifetime if
Medically Necessary for treatment of Morbid Obesity. The treatment must be pre-authorized by Aetna
and will be subject to the guidelines of the National Institutes of Health.
I had to dig to find that...in their summary, they list bariatric surgery as excluded. It's only as you hit the 108th page that they fill in the blank...that they will cover one surgery in a lifetime if determined medically necessary. Keep digging. Insurances will pay...look at all of us here that have had the surgery thanks to our insurance companies.