What do you think ? - ThinnerTimes

Teenieleenie · 07-17-2007, 09:49 AM

39 (Section 2: What's Not Covered--Exclusions)

9. Non-surgical treatment of obesity, including morbid obesity.
10. Surgical treatment of obesity excluding severe morbid obesity
(with a BMI greater than 35).

Does this sound like I would be covered if my BMI is 45 ?

LyndasRoom · 07-17-2007, 09:52 AM

To me it sounds like you would be covered with a BMI of 45. You should know that pretty much ALL insurance requires a 6 month doctor supervised weight loss effort as of January 1st. If you are serious about this, you should see your PCP and get going! oh and WELCOME!

Teenieleenie · 07-17-2007, 09:53 AM

Thanks for the quick response.

LyndasRoom · 07-17-2007, 10:59 AM

You're welcome...it also might be a good idea to call the insurance company to find out exactly what they need. Do you have any co-morbidities? Problems from being overweight, like sore knees ankles, sleep apnea, high blood pressure...

Teenieleenie · 07-17-2007, 01:06 PM

Unfortunately my insurance doesn't cover the surgery. I did a little research and found that my husband's insurance does cover it. Now I'm trying to find out if this is going to be considered pre-existing and if so, how long is the pre-existing exclusion period. I sure hope that we can just switch over to his insurance and get the ball rolling.

I've been contemplating this for years and now I'm ready.