Yeah I have Health Net POS.. which i guess it means i have HMO or PPO.. whatever route u chose to take. Anyways i decided on a surgeon and figured he was the provider, did everything, and was ready to turn paperwork in, found out he isnt the provider for health net (so i would have to pay 30% of whole surgery- including hospital fee), so i decided i cant do that. Health net told me who their providing surgeon is for this surgery which is around my area. Just call health net and ask them for a providing surgeon for the gastric bypass (or just bariatric surgery). Just remember HMO may take a little longer for approval but they pay for it all. Although PPO may get u in and out faster, you have to pay some. Good luck!
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