holy mackeral, what a quick reply!! you are FANTASTIC Ms. Ready, thanks for taking your time to help me out.

I'd love to buddy up, it's so exciting that we're on similar timeframes. I didn't know that the employer is what makes all the difference, I definitely will call UHC in the morning to get the lowdown. I think I can finally sleep tonight. Again, you are FABULOUS!!! Thanks so much!!!

!!