Wow - pay for Cobra now and get the surgery. You want to be on the same terms and you certainly don't want to switch in the middle of the year.
Plus Obama has that law about the difference in Cobra being paid ... look into that.
Bottom line is that although Cobra is expensive, if you have a plan that covers bariatric you should stick with it.
Another thing to consider is that I couldn't get insurance without a group plan because of my weight.
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