About your insurance
Your OOP, out of pocket is $2300, which means that when you spend a total of $2300 of your money on your medical bills, then the insurance will start covering at 100%.. for example right now, you may have a co pay for office visits but labs, xrays, surgery, hospital stays and diagnostic testing may be covered by a certain percent, leaving you with a fraction of the cost to pay...(out of your pocket) like your insurance pays 80% and you have to pay 20% for those tests... if you have a 20% percent copay on hospital stay and inpatient surgery you will have to come up with around $1100-$1200, the hospital will make payment arrangements if you need the help... I hope this info helps you. I deal with insurance authorizations and benefits through my employer, a surgeon himself.. so I can help you understand if you need more assistance. Talk to you later sugar pea... I come home tomorrow... sweet home California... yahoo!
P.S. You will always have copays for office visits even when you have met your OOP, copays are not subject to your OOP. And for at least 3 months, while you follow up post operatively with Dr. C or Dr. P you wont have a copay, after surgery co pays are waived for 3 months.
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J.Bridget Fisher aka koi-pea
2/9/04 lap 5'11"
298/170-trying to lose another 10
www.myspace.com/caliclovercutie
What Sawyer would call me on LOST: ladybug
"People will argue with you that getting what you want in life isn’t something you can learn, if you’re destined to be one of the worlds winners as opposed to one of its perpetual whiners, its because you have been born with the right talents and temperament and have a big dose of self-esteem, ambition, and good judgment." Kate White
Last edited by bridgetgirl; 08-13-2004 at 03:26 PM..
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