Quote:
Originally Posted by Carol Tomey
Vikki - I spoke to someone at Federated and looked at the policy. It IS covered. When I got home today I received a letter from Federated that stated "Thanki you for the verification of PRIOR coverage. This coverage will be credited on your pre-existing. Your pre-existing will be in effect on 09/01/08. (I was just put on my husband's policy effective June1) I was told over the phone two weekws ago tht the pre-existing would be waived. Now I am really confused and frustrated.
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I think the accurate answer to this would be finding out which insurance is your primary coverage. Whose birthday is first in the calendar year? Typically a secondary insurance will only cover the copays or coinsurance amount from the primary. If something isn't covered by the primary then the secondary won't cover either - again, I said typically.
Find out which insurance is primary and then go from there.