Yup I read it too
Screw WalMart... Grrrr...
How long have you been with them?
If you're serious about this being the only way for you, you gotta switch jobs. You do not wanna take on a $20,000 debt for this, and if you have bad credit I don't think you'll have much luck anyway. Find some people who've had it done in your town and get a job where they work and the insurance that they have. Are there any factories around with good insurance?