Hej Jacki!
I feel your pain - and you are definitely in the right place here!
Write out on a large sheet the various areas in your life (home, work, family, friends, hobbies etc) and let it become your map.
In each section you write a list of positives and steps you need to undertake to reach them. This way you can see the map of your present life and easily identify targets and see the link between items.
Having been broke for the better part of 25 years, I have made a game of living as fabulously as possible on as little as possible. Try to join local activities which are as free or inexpensive as possible: library, swimming pool.... Start off by going "unnoticed" to check the lay of the land, lurking so to speak which will arm you with "knowledge" to participate once you have made your nest there.
Phoenixfire is full of genuine, good advice - I second her.
Look in here often - TTF is THE BEST!
Chin up, you'll pull through.
Cheers,
Vim
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The world is my oyster...
oysters are an acquired taste...
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