I had to pay a total of $700 out of pocket. There was a $200 application fee, and the other $500 was for the counseling sessions. $200 to set up an appointment to be evaluated and process the paperwork, $250 due on the first appointment with the surgeon, nutritionist and psychologist. Then final $250 was due on the pre-op session. Insurance paid the surgeon's visits, fees, hospital etc. but they wanted the additional costs paid up front. They did tell us this in the seminar at least so I was prepared. It was expensive but worth it. I don't think I would have been too happy to get hit with a "hidden" cost on the spot either. This part is very frustrating and drawn out. Just try to find a healthy outlet for the stress cuz it's worth it in the end! Sue
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