Type of insurance used: BCBS of MD PPO
How long did it take for approval: Still in process 5/6 mons. Insurance coverage does not indicate the 6 month requirement. I think the Dr's office is trying to take all necessary precautions for approval.
Out of pocket expense? To date (5 months in the process) $220. $100 needed for surgeon at time of surgery and $10 facility charge and one more supervised visit totals = $350
Special Requirements: 6 month supervised diet (so says the Dr's office, not written in the BC/BS Coverage book).
Unusual Circumstances: None to mention, will submit for approval in late Jan. How would you rate/would you recommend this insurance carrier: Yes. Blesses to have insurance that would potentially cover it.
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