I had United Heath Care at a job about 2 years ago and I was denied! I appealed twice it was that the company I worked for had WLS as an exclusion. You can try to appeal but I don't know anyone who has won an appeal yet, I am not saying that there is not anyone who hasn't won one however I do not know of anyone! During this time I searched for personal insurance I even spoke with an insurance broker who said in my state (Texas) you wouldn’t find anyone for personal coverage the premium would be too high. Two years after that I changed jobs and found that we had United Health Care, I was disappointed! Then found out it wasn't an exclusion. The doctor’s office sent in my letter to the insurance company on 8/1 and I had my surgery on 9/7... no test no classes or anything.... I choose now to go to nutrition classes and I will go to an exercise class after I am 6 weeks post-op. But it all depends on your employer not the insurance company. Your employer probably only has one plan to offer unless you work for an extremely large company. Good luck to you I feel like I was sent to my current job because it was time for be to have WLS.
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