Christina,
It sounds like you and your family are talking to the right people. If I remember right, your parents have their own company, the insurance people will be your best advisors, but it sounds like the rider may be the answer!
__________________
Lynda
July 11,2006
Dr. Callery
309/198 /150
Century 6/1/2007
Onederland 8/26/2007
LyndieBear
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