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Originally Posted by Dyann
Is COBRA a temporary insurance that you can keep for only 18 months or 2 years and then you need to get a traditional policy or back on with an employer??
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Yes. Though some carriers let you continue the insurance once COBRA ends. At one point I had Kaiser-Permanente coverage through COBRA and when the COBRA period ended they transferred me to an individual policy.
Also note that to get a policy from a carrier under the Health Insurance Portability & Accountability Act (HIPAA) or from the Major Risk Medical Insurance Program (MRMIP) you have to first exhaust your COBRA coverage.
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Steven
San Francisco, California
Surgery: Laparoscopic RNY November 9, 2005
Last edited by exit88; 06-17-2006 at 11:08 PM.
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